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Lending Services

We offer a full range of lending products to assist you with your future goals. These are offered at competitive rates and flexible terms.

Need an appointment? Contact our lending team here.

Personal Loans
Looking for that special car, truck, or recreational vehicle? Are you shopping for either a new house or your first home? Let us help you with your personal loan tailored to fit both your budget and repayment preference.

Personal Line Of Credit
Feeling the "pinch" before payday? Those pesky monthly bills just don't match up with your paydays? A personal line of credit could be just what you need to get through. See one of our personal lenders to set up a Line of Credit on your account and give you the freedom to pay your bill when you want and how you want.

Personal Mortgages
We're here to help you with the purchase of that new home or your first home, renovation, or addition to your existing one. Mortgages are available for as little as 5% down, with flexible terms. We can offer either conventional or government insured mortgages (CMHC) with repayment terms up to 30 years.

Farm Loans
With the backbone of our local economy being farming, we can offer the community a wide variety of lending products to fit your agricultural needs including Lines of Credit, Machinery, Equipment and Livestock Loans as well as Farm Mortgages. Terms can be set to fit your particular operation and market cycle. We also participate in Government insured loan guarantee programs that allow for even more flexibility for your lending requests.

Commercial Loans
Working with the small business in our area is very important to us. Whether you are a new or established business, Austin Credit Union can offer you Lines of Credit, Loans and Mortgages to help you run your business the way you want to. We can also offer lending under Government programs that can help you start the new business you have been thinking about or to help develop/expand your current business even further.

Leasing
Would leasing be a better route to go? If you are interested in using lease financing as a tool in tax planning or as a route to access the latest equipment and technology, then leasing may be in your best interest. Austin Credit Union can offer lease services through CULEASE to assist you in acquiring that new grain bin, loader, computer equipment, heavy truck or for almost any type of commercial and farm business asset.